Are you a spring, summer, winter or fall person?  I am proud to call myself a summer person.  I love the hot weather, going to the beach, and the many hours of sunlight.  Do you like spring, when things start coming alive? Or maybe you are a fall person who loves seeing the leaves change.  Take a second to think about it.

4 seasons

As I was driving home from the gym the other day, I was thinking about the first day of fall and then the quickly fleeting fall that will soon become winter – my least favorite season, by the way.  I was thinking of how quickly one season moves to the next, and how easy it is for me to thrive in the summer and dread the winter.  We all go through seasons of life that are more enjoyable than others. In fact, some of those changing seasons are downright miserable, but through the years, I have found a few things that have helped me enter and exit each season more gracefully.

Embracing a new season

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Most of my articles are written regarding finances. And while many of these points can certainly be applied to your finances, hopefully, they speak to your season, your life, and are principles you can implement and live by.

  1. Do the little things in life right, because if you don’t, you won’t get the big things right. What comes to mind for me is my daily devotional and spending time with God.  The further we get from God’s word, the closer we get to bad choices.
  2. Life is easier with friends. We are all different bodies of Christ with our own unique skills, talents and passions.  Don’t be afraid to ask for help and by the same token be willing to lend a helping hand.
  3. Keep moving forward. We all fall short and cannot change what we did yesterday but we do have the opportunity to make better decisions today and tomorrow.
  4. Live fearlessly. You have to do things differently for things to change.  Insanity is doing the same thing day after day and expecting different results.
  5. Never underestimate the power of hope and faith. Start singing when you are up to your ears in poop and remember this verse – Philippians 4:13 (NASB) I can do all things through Him who strengthens me.”

Through many of my own seasons of life, these are the central truths that have kept me pushing on, pursuing God regardless of the ups and downs, the highs and lows. May your own seasons be full of growth, encouragement, and learning.


Repak 4-14-1 (1)Steve Repak, CFP®, is an Army veteran, transformational speaker and consultant.  He is author of The Six-Week Money Challenge for Christians (January 2015). Steve was selected the 1995 Fort Bliss, Texas Non Commissioned Officer of the Year and graduated Summa Cum Laude with a Bachelor of Science in Management Communications from Amridge University. He now works for himself as a successful Certified Financial Planner™ in Charlotte, North Carolina, where he lives with his wife and three children. For more information, visit



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